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Real estate news for Freeport and Niceville, Florida, including the Hammock Bay and Bluewater Bay areas surrounding the Choctawhatchee Bay.

By Lisa Hughley It has been an amazing start to 2020 for the real estate market in our area! Freeport and Niceville are growing by leaps and bounds. Buyers are coming in from outside of the area asking specifically for these areas. As you will see, there is very little...
By Lori Smith How do you get to be one of Bank of England Mortgage’s Top 5 loan officers in the Southeast? “By solving puzzles, which I love,” says Jamie McIntosh. “Mortgage lending can definitely be like solving puzzles; it involves a client’s finances with a goal of getting them...
By Gail Pelto Have you thought about selling your home in the near future? Then I am here to tell you, “don’t wait!” Right now, sellers are garnering top dollar for their property, but how long will it last? Wish I could tell you a specific date. However, my crystal...
Turn-key or Turkey By Gail Pelto, Realtor In Part 1 of this series we covered the A.C.E.S. Plus – Appreciation, Cash flow, Equity, Shelter your taxes and Leverage, and in Part 2, we reviewed Research, Planning your Expenses, Budget, Starting Small and then Expanding your Portfolio. (Please see November and December...
By Gail Pelto I’m getting this question more and more frequently these days as I look for listings for my buyers: “Gail, I’d love to sell in this market and get top dollar for my home. But then I’ll have to buy something else and pay top dollar for it....
By Gail Pelto, Realtor Many renters are renting because they don’t think they have the substantial down payment or the good credit necessary to get a mortgage in order to purchase their own home. So they get trapped in the rental market, paying a landlord instead of themselves. I’m here...
From An Award-Winning Builder Serving The Area Since 1977 Explore new construction homes for sale in Freeport. Since 1977, Randy Wise Homes has built quality new homes – with unparalleled attention to design and detail and has been recognized as one of Northwest Florida’s premier builders. Are you a young...
By Gail Pelto In last month’s article we talked about why real estate is a great investment: the A.C.E.S – Appreciation, Cash flow, Equity, Shelter your taxes and the Plus... Leverage. (Please see November ‘19 Bay Life.) Now, if you are thinking, “Real estate is a great investment,” let’s talk about...
By Gail Pelto, Realtor “Look, Honey! The beaches and short-term rentals are open! Yay! Let’s buy something! Come on, please, please!!” The buyers have been locked up too long and now they are bursting at the seams to buy! What’s that mean to YOU? Well, if you’re bursting to sell,...
By Gail Pelto Normally, I give you an update about the real estate market in January, a review of the prior year. However, since 2021 has been such a crazy year, I felt you might want to know how it’s been year-to-date and where the real estate market looks to...
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