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Business news and local business reviews for Freeport and Niceville, Florida, including the Hammock Bay and Bluewater Bay areas surrounding the Choctawhatchee Bay.

By Kenneth Books Mike Phillips may have been born to work in HVAC. From high school electronics classes to study of AC, DC and transistors, he has always been technologically curious. And it led him to ownership of Holt-Phillips Services, purveyors of Trane environmental products. “My dad talked to me about...
By Steven Harley, CEO, CFO, Head Janitor Thanks for taking the time to read our fun, informative article for some basic laundry tips and tricks! In this issue, we want to tackle the age-old question: Top loader vs. Front loader. Having been in the business for more than 16 years, we have...

Listening is an Art

By Matthew Vanderford I love the comedy skit “Who’s on First” by Abbott & Costello. I remember the first time I heard it – I was a young kid who loved baseball and loved to laugh. When I heard the routine, I thought it was genius!! So, what does this...

Keep Creativity Flowing

Frances Roy Agency, Thoughts Blog Do you ever feel stuck in a creative rut? We know the feeling! Working in an industry that demands us to be consistently innovative can be draining, but we’ve worked through many creative blocks to know how to overcome them. Here’s how our team ensures...
By Erin Bakker, SRI In most cases, commercial roofing has to be able to handle heavier and more challenging usage than its residential counterpart. That’s because it doesn’t just sit up there keeping the rain out. Often, a commercial roof is used to hold air conditioning units, ventilation fans, and...

Better Business Bureau (BBB) has a Naughty List with the top 12 scams of holidays that are most likely to catch consumers and donors off guard. Many of the scams on this list are facilitated through emails and social media platforms, however the latter is where most people are vulnerable....
By Joe Capers, Insurance Zone In a recent edition we focused on the details of a sound Business Insurance Program. Similar parallels can be established for your equally important Personal Insurance Program. Personal lines insurance is designed to offer protection for individuals and families rather than organizations and businesses. The...
By Maurice Stouse, Financial Advisor and Branch Manager Thanksgiving week brought encouraging news (according to the Wall Street Journal) that supply chain logjams might be loosening. The administration, in trying to give some relief to gas prices, was set to make releases from the Strategic Petroleum Reserve (SPR). Bill Gates’...
By Joe Capers, Insurance Zone In prior articles we detailed the major coverages and restrictions of your homeowners, condo unit owners or renter’s policies. While these are designed to protect your structure and what’s inside, there is normally limited coverage for your valuable possessions such as jewelry, fine art, wine,...

The Gift of Wisdom

By David Saviola, Arborbrook Financial There is a significant public discussion right now on topics like minimum wage, redistribution of wealth, improving work conditions, pay for employees, etc. “The Great Resignation,” as many have dubbed the situation, has many speculating what the root causes are and how to fix them. Study...
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