Business

By Chris Balzar, ECES Do you remember the childhood game Duck Duck Goose? Do you know Duct Duct Goose? Of course not, it’s made up. Ductwork is a system or network of ducts which bring cool air to the different rooms and living areas of our homes. When an HVAC...

By Victoria Ostrosky San Francisco was an amazing city! The cool, moist fog that rolled in from the Bay during the night was soon burned off by the sun, and the winding and hilly streets had been a welcome change from Rebecca’s normal day in her small town back in...

By Rita Sherwood “This is definitely a milestone to celebrate and I’m very proud of our entire team!” says owner Scott Lightsey. This locally-grown business started as a small golf cart service and repair shop in Fort Walton Beach. Before long, the business moved to Mountain Dr. in Destin to get...

By Meredith Freeman, Intern, Frances Roy Agency Interns can sometimes get a bad rap. Some show up to get their college credit and leave; others seem to never leave the break room. But with the right fit, interns can really be the best. I supposed I’m a little biased…I am...

By Matthew Vanderford Here’s something to think about: Picture in your mind your car alarm going off by itself for no reason. You grab your keys and hit the fob to make it stop……nothing. The alarm keeps going. So, you head outside, walk up to the car, open the door,...

By Chris Balzar, ECES What does R-value mean? R-value measures insulation’s resistance to heat flow. It can also be referred to as “thermal resistance.” The higher the R-value, the greater the insulating power. All materials having the same R-value, regardless of type, thickness, or weight are equal in insulating power....

Timid Salespeople Have Skinny Children! By Gail Pelto An old adage which still rings true today is, “Your Net worth is equal to your Network.” Your business grows faster when you form relationships with people you know, like and trust and who know, like and trust you. They will be more...

By Maurice Stouse, Branch Manager and Financial Advisor When it comes to taxes and investing there are three ways that an investor might benefit: Tax deferral, tax deductible and tax-free investing. This article addresses tax free investing with focus on the Roth IRA in particular. First a recap of the other...

By Victoria Ostrosky Sophie was decorating her new condo on the beach and noticed a lot of her new neighbors were using golf carts to tool around the complex. They looked like fun. “Good morning, Tom! It is Tom, right? I’m your new neighbor, Sophie.” “Welcome to the neighborhood!” said Tom....

Environmental Cleaning for the Win Destin Environmental Cleaning is the Emerald Coast’s first team of environmental cleaning experts. It started when two young men realized that the current sanitation procedures for businesses were not doing much more than a light cleaning. Logan Wayman and Caleb Pratt took their discovery and...